FCC

Karnataka Bank Reports Q1 FY26 Net Profit of Rs 2.92 Bn

2025-08-13

Karnataka Bank has announced a net profit of Rs 2.92 billion for the first quarter of FY26, compared to Rs 4 billion in Q1 FY25. The results were approved at the Board of Directors meeting held on 13 August 2025 at the Bank’s headquarters in Mangaluru.

Asset Quality & Capital Adequacy

Gross NPA: 3.46 per cent, improved from 3.54 per cent in Q1 FY25.
Net NPA: 1.44 per cent, down from 1.66 per cent in Q1 FY25.
Capital Adequacy Ratio (CAR): 20.46 per cent, up from 17.64 per cent in Q1 FY25.

Announcing the results, Raghavendra S Bhat, Managing Director & CEO, said:

"The Bank has registered a moderate Y-o-Y growth in topline numbers. Investments made last fiscal in infrastructure and process development will start showing results in the coming quarters. Our focus will remain on the RAM segments and improving low-cost deposits, which will enhance spreads and NII. We are also committed to building quality credit assets while restricting slippages and recovering NPAs. Our growth path is a continuous journey, and we remain committed to all stakeholders